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Tether (USDT) User Guide

How to turn a Tether (USDT) payout into money in your bank. Because of the Travel Rule, always go: receive on Binance → send to Upbit → withdraw to K Bank.

30 June 2026PARAZONE CONTENT PACKPARAZONE GUIDE

■ Receive Tether (USDT) and Cash It Out to Your Bank: 3-Minute Summary Guide

This is how to turn a Tether (USDT) payout into money in your own bank account (K Bank). There is only one order: receive on Binance → send to Upbit → withdraw to K Bank. Go slowly and anyone can do it!

How to buy USDT — click here →

⚠️ Why go through Binance first? (the Travel Rule)

The 'Travel Rule' requires checking who sent and who received a coin transfer. Because of it, Upbit only accepts Tether that you send to yourself from an exchange it can verify.

So don't take the payout straight into Upbit. The deposit can be blocked or held.
Always move it in this order: Binance in your name → Upbit in your name.

▶ What to have ready before you start

A phone and an ID in your own name (resident registration card or driver's licence)
A K Bank account in your own name (you can open one right in the app)
Age 19 or over (younger users cannot sign up)
※ Most important: Binance, Upbit and K Bank must all be in your name. On Binance and Upbit, your English name must match exactly, down to the spelling and spaces.

▶ Step 1: Sign up for Binance and set up your USDT wallet

Install the [Binance] app 👉 Get it for Android / Get it for iPhone
Sign up → verify your identity with your ID (use the same English name as on Upbit!)
[Wallet] → [Deposit] → [USDT] → network [Tron (TRC20)] → [Copy] the address shown
This address is 'your USDT wallet address'. Save it in your notes.

★ Step 2: Receive the payout on Binance (most important!)

Give the payer the Binance address you copied in Step 1.
Be sure to tell them the network is 'Tron (TRC-20)'.
※ Strong warning: Do not give out your Upbit address. Always receive it at the Binance address in your own name.
Once the USDT shows up in your Binance [Wallet], go to the next step!

▶ Step 3: Set up K Bank and Upbit (first time only)

Install the [K Bank] app 👉 Get it for Android / Get it for iPhone → verify your identity → [Open a checking account]
Install the [Upbit] app 👉 Get it for Android / Get it for iPhone → quick log-in with KakaoTalk or similar
Upbit [customer verification]: enter your details → photograph your ID → verify your account, which must be K Bank
※ K Bank is the only bank you can withdraw money to from Upbit.

▶ Step 4: Send from Binance to Upbit

Upbit: [Deposits & Withdrawals] → [Tether] → [Deposit] → network [Tron (TRC-20)] → [Copy] the Upbit address
Binance: [Wallet] → [Withdraw] → [USDT] → paste the Upbit address → network [Tron (TRC20)] → enter the amount → [Withdraw]
If asked where it's going, choose [Upbit], and choose 'myself' as the recipient.
Binance charges a small fee when you send. Check the amount shown on screen.
※ Strong warning: If you choose the wrong network or even one character of the address is wrong, the Tether is lost and cannot be recovered. Always copy and paste the address!

▶ Step 5: Sell on Upbit and withdraw to K Bank

Upbit: [Exchange] → [Tether USDT] → [Sell] → [Market] → choose [All] → press the blue [Sell] button
Tip: [Market] means 'sell right now at the current price'. It's the easiest.
[Deposits & Withdrawals] → [KRW] → [Withdraw] → straight into your K Bank account!
※ After your very first coin deposit into Upbit, you cannot withdraw money for 72 hours (3 days). It's Upbit's anti-fraud rule, so don't worry.

■ 4-point essential checklist

[ V ] Are Binance, Upbit and K Bank all in your name? (English spelling included)
[ V ] Did you give out your Binance address for the payout?
[ V ] Did you choose Tron (TRC-20) as the network every time?
[ V ] Did you copy and paste the address?

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